How Mortgage Rates Affect Your Monthly Payment
Some Highlights Experts say rates will come down slightly in the year ahead – but some volatility is expected. So, you shouldn’t try to time the market. Instead, it’s better to focus on how even a small change impacts your future mortgage payment. As rates come down, even a little bit, your monthly payment on.. read more →
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What To Save for When Buying a Home
Knowing what to budget for when buying a home may feel intimidating — but it doesn’t have to be. By understanding the costs you may encounter upfront, you can take control of the process. Here are just a few things experts say you should be thinking about as you plan ahead. 1. Down Payment Saving for.. read more →
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Mortgage Forbearance: A Helpful Option for Homeowners Facing Challenges
Let’s face it – life can throw some curveballs. Whether it’s a job loss, unexpected bills, or a natural disaster, financial struggles can happen to anyone. But here’s the good news. If you’re a homeowner feeling the squeeze, there’s a lifeline that many people don’t realize is still available: mortgage forbearance. What Is Mortgage Forbearance?.. read more →
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Expert Forecasts for the 2025 Housing Market
Wondering what’s in store for the housing market this year? And more specifically, what it all means for you if you plan to buy or sell a home? The best way to get that information is to lean on the pros. Experts are constantly updating and revising their forecasts, so here’s the latest on two.. read more →
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Time in the Market Beats Timing the Market
Trying to decide whether it makes more sense to buy a home now or wait? There’s a lot to consider, from what’s happening in the market to your changing needs. But generally speaking, aiming to time the market isn’t a good strategy – there are too many factors at play for that to even be.. read more →
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Get Ready To Buy a Home in 2025
Some Highlights If buying a home is on your goal sheet this year, here’s how to make it happen. Focus on improving your credit, planning for your down payment, getting pre-approved, and prioritizing your wish list. But first, connect with a trusted agent and lender so you have expert advice every step of the way. read more →
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Affordable Treat VRBO, VA First time home buyer!
Beautifully maintained cottage nestled on a hillside in Bonners Ferry. This vintage gem is filled with character and offers an abundance of natural light. The main bedroom features reclaimed hardwood floors from the MT Hall School gym, adding a unique touch of history and warmth. Situated on 2 parcels with plenty of room to build.. read more →
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Home Staging FAQ: What You Need To Know
You may have heard that staging your home properly can make a big difference when you sell your house, but what exactly is home staging, and is it really worth your time and effort? Here are a few quick FAQs that can help you decide how much you should prioritize staging as you prep for.. read more →
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“Never Miss”: A New Year’s Resolution for a Life Fully Lived
As the calendar turns and a new year begins, we find ourselves brimming with hope and possibility. It’s a time for reflection, goal-setting, and recommitting to the things that matter most. This year, let’s embrace a resolution that can transform the way we experience life: Never Miss. At its core, “Never Miss” isn’t just about.. read more →
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New Year, New Home: How To Make It Happen in 2025
This is the time when a lot of people take a moment to reflect and set their goals for this year. And as you picture what you want your 2025 to look like, one thing that may pop into your mind is the vision of you in a new home. But how do you get.. read more →
