Why More Buyers Are Turning To Adjustable-Rate Mortgages Today
When mortgage rates climb, buying a home can start to feel like trying to hit a moving target. Every jump in rates makes monthly payments bigger, and that pushes a lot of buyers to look for another way in. More and more of them are finding it in the adjustable-rate mortgage, or ARM. The ARM.. read more →
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To Sell or Rent? How To Choose the Best Path for Your House.
Selling your house is a big step, and you want it to go smoothly. And with houses taking a little longer to sell these days, renting it out might start to sound like a nice backup plan. But the reality is, while renting can work well for some people, it’s also a big commitment. So.. read more →
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Love That Cozy Rural Home? Picture an Ordinary Winter Wednesday
A country home can look especially inviting in the fall.There is a little smoke above the chimney, gold and red among the trees, and a quiet that makes you want to stay awhile. I understand the appeal. I lived off-grid for about ten years, and I have personally built nine homes. Rural living is something.. read more →
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Confused by Home Price Headlines? Here’s Why.
Whether you own a house already or you’re looking to buy one, you probably care about home prices. But it’s not always easy to figure out what’s really happening right now, especially if you look at the headlines. One says home prices are falling. The next says they’re still climbing. So, which one’s right? It.. read more →
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Selling a North Idaho Home This Fall? Start at the Front Door
Before a buyer notices your kitchen countertops, they have to get through the front door.On a fall day, that first few minutes can tell a story. There may be leaves on the walk, a dim porch, wet shoes, and nowhere to put a coat. Or there can be a clear path, a welcoming entrance, and.. read more →
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When a Smaller Home Makes Room for More Life
Sometimes the warmest room in a house is the one everyone ends up in.It might be the kitchen, even when there is a perfectly good living room nearby. It might be a little den with the comfortable chairs. Meanwhile, other rooms sit quiet, waiting for visitors or holding things we have not used in years.That.. read more →
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Want a More Affordable Home? Don’t Overlook Condos.
When you picture buying your first home, chances are you’re imagining a traditional single-family house with its own yard, maybe a garage, and little extra room to grow. But with affordability still tight, getting everything on that list right away may come with a higher price tag than you’re comfortable with right now. So, if.. read more →
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Finding Your Place in North Idaho Starts With Everyday Life
When people ask me about moving to North Idaho, the conversation often begins with a view.They picture water, mountains, acreage, or a quiet porch looking into the trees. With the brilliant fall colors setting in, it is especially easy to imagine lingering on that porch. I love those things, too. But I also want to.. read more →
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Brilliant Fall Colors and the Warm Glow of Home in North Idaho
The fall colors are setting in here in North Idaho, and they are brilliant.Golds and reds bring a fresh reason to look up from the to-do list. A familiar road becomes a drive worth slowing down for. The view from the kitchen window suddenly deserves a few extra minutes with your coffee.Then evening comes, and.. read more →
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Weekly Real Estate Report Rates hit 7.40%, Sandpoint’s Oct. 20 zoning
Rates moved up again this week, and the Fed may not be done. Closer to home, Sandpoint has a zoning hearing coming up that downtown and Highway 2 owners will want on the calendar. Here’s what’s real this week.Rates are up to 7.40%, the second weekly rise in a rowFreddie Mac’s weekly survey on Oct… read more →
