$\"Wondering$ \n

With economic headlines, global events, and near constant talk about affordability, you may be wondering if this is the right time to move. But here\u2019s what you need to remember.<\/p>\n

While recent events do have some impact on the housing market, they don\u2019t take buying off the table. You just have to use a different strategy.<\/strong><\/p>\n

Mortgage Rates Have Been Up Slightly \u2013 Here\u2019s Why<\/strong><\/h4>\n
After trending down for most of 2025, mortgage rates have been higher again for over roughly a month now. And experts say it\u2019s a result of what\u2019s happening overseas and in the broader economy. As Mark Fleming, Chief Economist at First American<\/em>, explains<\/a>:<\/p>\n
\n
\u201cMortgage rates have recently moved higher, driven by geopolitical uncertainty and rising energy costs that are contributing to inflation concerns.\u201d<\/em><\/p>\n<\/blockquote>\n
But what does that really <\/em>mean for you? Should you wait for everything to settle back down before you buy a home?<\/p>\n
The short answer is no<\/strong>. You don\u2019t have to wait.<\/p>\n
Your Window To Buy Didn\u2019t Close<\/strong><\/h4>\nIt\u2019s true that a month or so ago, when rates were just shy of 6%, buying felt a bit more affordable. And now that rates<\/a> are hovering around the mid-6s, monthly payment costs are <\/em>higher.<\/p>\n
But zoom out for a second.<\/p>\n
Let\u2019s say you\u2019re taking out a loan for $500k. Even with rates in the mid 6s, you\u2019re still saving roughly $300 on your monthly payment compared to buyers who made their purchase early last year.<\/p>\n
That means this recent increase in rates hasn\u2019t erased the progress we\u2019ve seen. Buying is still more affordable than it was just one year ago <\/strong>(see below<\/em>):<\/p>\n
$\"a$ Sure, your monthly payment would\u2019ve been a little less expensive a few weeks back. But hindsight is always 20\/20.<\/p>\n
The goal moving forward shouldn\u2019t be to perfectly time the market. Things change too quickly for that. Instead, the real goal is to make the best decision you can based on where things are today. And the best advice anyone can give is: brace for volatility.<\/p>\n
When It Comes To Rates, Expect the Unexpected<\/strong><\/h4>\n
Mortgage rates are going to continue to be move around in the weeks or months ahead as new information and economic reports come out.<\/p>\n
Try to remember, you can\u2019t control global events or where rates go next week (or even next month). But you can control<\/a> how you prepare. If you do that, it becomes less about the headlines, and more about your situation.<\/p>\n
If You Want or Need To Move, You Still Can<\/strong><\/h4>\n
The simple truth is, if you want or need to move, you still can.<\/p>\n
Some buyers are choosing to move forward right now because their needs haven\u2019t changed. A growing family, a job relocation, a lifestyle shift \u2013 those things still matter.<\/p>\n
And for buyers who do decide to move forward, there are ways to make it work.<\/strong><\/p>\n
For example, you could explore options like adjustable-rate mortgages<\/a> (ARMs) to get a lower rate upfront. That may or may not be the right fit for you, but it highlights an important point: there are strategies that can help you move, even now.<\/p>\n
What matters most is having a plan.<\/strong><\/h4>\n
And working with the right agent and lender is a big part of that. With expert help, you\u2019ll: <\/p>\n
\n
\n
Understand your budget and what the math looks like at today\u2019s rates.<\/p>\n<\/li>\n
\n
Explore your financing options, including ARMs and assistance programs.<\/p>\n<\/li>\n
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Have trusted guidance from experts who\u2019ll keep you up to date throughout the process.<\/p>\n<\/li>\n<\/ul>\n
Bottom Line<\/h3>\n
Even though there\u2019s some uncertainty, that doesn\u2019t mean you\u2019re out of options.<\/p>\n
If you need to move, you still can. <\/strong>Connect with a trusted agent and lender so you can explore all your options and make your move happen.<\/p>\n<\/div>\n\n<\/body>","protected":false},"excerpt":{"rendered":"
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