{"id":6142,"date":"2025-12-22T11:52:34","date_gmt":"2025-12-22T11:52:34","guid":{"rendered":"https:\/\/sandpointrealtyidaho.com\/blog\/2025\/12\/22\/headlines-have-you-worried-about-your-homes-value-read-this\/"},"modified":"2025-12-22T11:52:34","modified_gmt":"2025-12-22T11:52:34","slug":"headlines-have-you-worried-about-your-homes-value-read-this","status":"publish","type":"post","link":"https:\/\/sandpointrealtyidaho.com\/blog\/2025\/12\/22\/headlines-have-you-worried-about-your-homes-value-read-this\/","title":{"rendered":"Headlines Have You Worried about Your Home\u2019s Value? Read This."},"content":{"rendered":"\n
\"Headlines\n

Hearing talk about home prices falling? That may leave you worried about whether your house is losing value. But here\u2019s what you need to know. While some local markets have seen small price dips this year, home prices are<\/strong> not falling nationally. <\/strong>So, don\u2019t let the headlines<\/a> scare you.<\/p>\n

The vast majority of the country is actually seeing prices rise.<\/strong><\/p>\n

While that may feel surprising after the headlines you\u2019ve seen, the map below uses year-over-year data<\/a> from the Federal Housing Finance Agency<\/em> (FHFA) to make that clear:<\/p>\n

\"a<\/a>Let\u2019s break down what this really shows.<\/p>\n

Most states are seeing prices rise (the blue in that map<\/em>). Not fall. Now, the gains aren\u2019t as big as they\u2019ve been in recent years, but that\u2019s okay. The story is still, prices are growing. And that positive majority is exactly why data<\/a> from the National Association of Realtors<\/em> (NAR) shows, nationally, home prices are up 2.1%<\/strong> compared to last year.<\/p>\n

But the headlines don\u2019t draw attention to this. They feed on the negative. But even that isn\u2019t as bad as it sounds.<\/p>\n

Yes, there are some states where homes have lost value over the past 12 months (the orange in the map above<\/em>). That\u2019s what all the chatter is drawing attention too. But here\u2019s what the data really says.<\/p>\n

The dips aren\u2019t happening everywhere. And in the select states where prices are inching down, it\u2019s slight. The range here is -0.1 to roughly -2%.<\/strong><\/p>\n

And those states are the ones where prices spiked too high, too fast during the pandemic housing boom. There was always going to be a come down period after that. Now, we\u2019re in it. In those places, prices are leveling off. And that\u2019s a sign of normalization, not collapse.<\/p>\n

In plain terms: Home prices aren\u2019t crashing.<\/strong> And this isn\u2019t doom and gloom or the sign of broader trouble.<\/p>\n

Most Homeowners Still Have Plenty of Value<\/strong><\/h4>\n

Just to drive that point home, here\u2019s one more thing to reassure you. Even in the few places where prices dipped slightly, most homeowners are still way ahead. Additional context from Zillow <\/em>helps prove that point:\u00a0<\/p>\n