$\"Do$ \n

Lately, it feels like a lot of people have been asking the same question: \u201cIs the housing market about to crash?\u201d<\/em><\/p>\n

If you\u2019ve been scrolling through social media or watching the news, you might have seen some pretty scary headlines yourself. That\u2019s why it\u2019s no surprise that, according to data from Clever Real Estate<\/em>, 70% of Americans are worried about a housing crash in 2025.<\/strong><\/p>\n

But before you hit pause on your plans to buy or sell a home, take a deep breath. The truth is: the housing market isn\u2019t about to crash \u2013 it\u2019s just shifting. And that shift actually works in your favor.<\/p>\n

Today\u2019s Inventory Keeps the Housing Market from Crashing<\/strong><\/h4>\n
Mark Fleming, Chief Economist at First American<\/em>, says:<\/p>\n
\u201c<\/em>There\u2019s just generally not enough supply.<\/em><\/strong> There are more people than housing inventory. It\u2019s Econ 101.\u201d<\/em><\/p><\/blockquote>\n
Think about it. If there\u2019s a shortage of something \u2013 like tickets to a popular concert \u2013 prices go up. That\u2019s what\u2019s been happening with homes. We still have a shortage of supply. Too many buyers and not enough homes push prices higher.<\/p>\n
Check out the white line for 2025 in the graph below. Even though the number of homes for sale is climbing, data<\/a> from Realtor.com<\/em> shows we\u2019re still well below normal levels (shown in gray<\/em>):<\/p>\n
$\"a$ <\/a>That ongoing low supply is what\u2019s stopping home prices from dropping at the national level. As Lawrence Yun, Chief Economist at the National Association of Realtors<\/em> (NAR), says:<\/p>\n
\u201c\u2026 if there\u2019s a shortage, prices simply cannot crash.\u201d<\/em><\/p><\/blockquote>\n
More Homes for Sale Means Price Growth Is Easing<\/strong><\/h4>\n
And, as more homes become available, that takes some of the intense upward pressure off home price growth \u2013 leading to healthier price appreciation.<\/p>\n
So, while prices aren\u2019t falling nationally, growing inventory means they also aren\u2019t rising as fast as they were. What we\u2019re seeing is price moderation<\/em><\/a> (see graph below<\/em>):<\/p>\n
$\"a$ <\/a>And according<\/a> to Freddie Mac<\/em>, that moderation should continue through the rest of this year:<\/p>\n
\u201cIn 2025, we expect the pace of house price appreciation to moderate from the levels seen in 2024, <\/em>while still maintaining a positive trajectory.<\/em><\/strong>\u201d <\/em><\/p><\/blockquote>\n
Put simply, that means prices will continue going up in most areas, just not as quickly. That\u2019s good news for anyone who\u2019s been having trouble finding a home and feeling sticker shock from the rapid price appreciation of the past few years.<\/p>\n
But of course, what\u2019s happening with prices and inventory is going to vary by local market. So, talk to your agent to find out what\u2019s happening where you live.<\/p>\n
Bottom Line<\/h3>\n
Don\u2019t let the talk scare you. Experts agree that a housing market crash is unlikely in 2025. As Business Insider<\/em> reports:<\/p>\n
\u00a0<\/p>\n
\u201c<\/em>. . . economists who study housing market conditions generally do not expect a crash in 2025 or beyond<\/em><\/strong> unless the economic outlook changes.\u201d<\/em><\/p><\/blockquote>\n
\u00a0<\/p>\n
Instead, we\u2019re heading into a housing market that\u2019s healthier and more balanced, with slower price growth and more opportunity.<\/p>\n
\u00a0<\/p>\n
Chat with a local real estate agent about what\u2019s happening in your local market and how you can make the most of it.<\/p>\n<\/div>\n\n<\/body>","protected":false},"excerpt":{"rendered":"
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