{"id":5579,"date":"2025-04-04T10:30:00","date_gmt":"2025-04-04T10:30:00","guid":{"rendered":"https:\/\/sandpointrealtyidaho.com\/blog\/2025\/04\/04\/things-to-avoid-after-you-apply-for-a-mortgage\/"},"modified":"2025-04-04T10:30:00","modified_gmt":"2025-04-04T10:30:00","slug":"things-to-avoid-after-you-apply-for-a-mortgage","status":"publish","type":"post","link":"https:\/\/sandpointrealtyidaho.com\/blog\/2025\/04\/04\/things-to-avoid-after-you-apply-for-a-mortgage\/","title":{"rendered":"Things To Avoid After You Apply for a Mortgage"},"content":{"rendered":"<body>\n<div><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2025\/04\/20250404-Things-To-Avoid-After-You-Apply-for-a-Mortgage-KCM-Share-original.jpg?w=1220&#038;ssl=1\" alt=\"Things To Avoid After You Apply for a Mortgage Simplifying The Market\" loading=\"lazy\" style=\"display: block; margin-bottom: 5px; clear: both; max-width: 100%;\">\n<p><a href=\"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2025\/04\/Things-To-Avoid-After-You-Apply-for-a-Mortgage-MEM-original.jpg?ssl=1\" rel=\"noopener noreferrer\" target=\"_blank\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2025\/04\/Things-To-Avoid-After-You-Apply-for-a-Mortgage-MEM-original.jpg?w=1220&#038;ssl=1\" alt=\"a close-up of a bank\" style=\"width: 100%; height: auto; display: block;\" loading=\"lazy\"><\/a><\/p>\n<h3>Some Highlights<\/h3>\n<ul>\n<li>Once a lender has reviewed your finances as part of the <a href=\"https:\/\/www.simplifyingthemarket.com\/2025\/03\/21\/your-roadmap-to-homeownership\/?a=783612-02a11606fc81d6a6e402d49bc5bfe20b\" rel=\"noopener noreferrer\" target=\"_blank\">homebuying process<\/a>, you want to be as consistent as possible. Don\u2019t make any big changes that could affect your mortgage application.<\/li>\n<li>Here are a few tips. Don\u2019t change bank accounts or apply for new credit. And this one may surprise you, don\u2019t buy appliances or furniture for your next home yet either.<\/li>\n<li>The best tip of all? Before you do anything financial in nature, talk to your lender first.<\/li>\n<\/ul>\n<\/div>\n\n<\/body>","protected":false},"excerpt":{"rendered":"<p>Some Highlights Once a lender has reviewed your finances as part of the homebuying process, you want to be as consistent as possible. Don\u2019t make any big changes that could affect your mortgage application. Here are a few tips. Don\u2019t change bank accounts or apply for new credit. And this one may surprise you, don\u2019t [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5580,"comment_status":"registered_only","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[12],"tags":[29,27,20,18,28],"class_list":["post-5579","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-insight","tag-idaho-real-estate","tag-north-idaho-homes","tag-rain-silverhawk","tag-real-estate","tag-sandpoint-idaho"],"aioseo_notices":[],"acf":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2025\/04\/20250404-Things-To-Avoid-After-You-Apply-for-a-Mortgage-KCM-Share-original.jpg?fit=750%2C410&ssl=1","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pdz2Zu-1rZ","_links":{"self":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/posts\/5579","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/comments?post=5579"}],"version-history":[{"count":0,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/posts\/5579\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/media\/5580"}],"wp:attachment":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/media?parent=5579"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/categories?post=5579"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/tags?post=5579"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}