{"id":5525,"date":"2025-03-14T10:30:00","date_gmt":"2025-03-14T10:30:00","guid":{"rendered":"https:\/\/sandpointrealtyidaho.com\/blog\/2025\/03\/14\/what-you-need-to-know-about-pre-approval\/"},"modified":"2025-03-14T10:30:00","modified_gmt":"2025-03-14T10:30:00","slug":"what-you-need-to-know-about-pre-approval","status":"publish","type":"post","link":"https:\/\/sandpointrealtyidaho.com\/blog\/2025\/03\/14\/what-you-need-to-know-about-pre-approval\/","title":{"rendered":"What You Need To Know About Pre-Approval"},"content":{"rendered":"<body>\n<div><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2025\/03\/20250314-What-You-Need-To-Know-About-Pre-Approval-KCM-Share-original.jpg?w=1220&#038;ssl=1\" alt=\"What You Need To Know About Pre-Approval Simplifying The Market\" loading=\"lazy\" style=\"display: block; margin-bottom: 5px; clear: both; max-width: 100%;\">\n<p><a href=\"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2025\/03\/What-You-Need-To-Know-About-Pre-Approval-MEM-original.jpg?ssl=1\" rel=\"noopener noreferrer\" target=\"_blank\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2025\/03\/What-You-Need-To-Know-About-Pre-Approval-MEM-original.jpg?w=1220&#038;ssl=1\" alt=\"a close-up of a calculator\" loading=\"lazy\"><\/a><\/p>\n<h3>Some Highlights<\/h3>\n<ul>\n<li>Before you even start looking at homes, there\u2019s something you should do first \u2013 and that\u2019s get pre-approved for your mortgage.<\/li>\n<li>Pre-approval is when a lender checks your finances and decides how much you\u2019re qualified <a href=\"https:\/\/www.simplifyingthemarket.com\/2025\/01\/16\/one-homebuying-step-you-dont-want-to-skip-pre-approval?a=783612-02a11606fc81d6a6e402d49bc5bfe20b\" rel=\"noopener noreferrer\" target=\"_blank\">to borrow<\/a> for your home loan. This helps you determine your budget and makes your offer stand out for sellers.<\/li>\n<li>\u200bConnect with a trusted lender to get the process started.<\/li>\n<\/ul>\n<\/div>\n\n<\/body>","protected":false},"excerpt":{"rendered":"<p>Some Highlights Before you even start looking at homes, there\u2019s something you should do first \u2013 and that\u2019s get pre-approved for your mortgage. Pre-approval is when a lender checks your finances and decides how much you\u2019re qualified to borrow for your home loan. This helps you determine your budget and makes your offer stand out [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5526,"comment_status":"registered_only","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[12],"tags":[29,27,20,18,28],"class_list":["post-5525","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-insight","tag-idaho-real-estate","tag-north-idaho-homes","tag-rain-silverhawk","tag-real-estate","tag-sandpoint-idaho"],"aioseo_notices":[],"acf":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2025\/03\/20250314-What-You-Need-To-Know-About-Pre-Approval-KCM-Share-original.jpg?fit=750%2C410&ssl=1","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pdz2Zu-1r7","_links":{"self":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/posts\/5525","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/comments?post=5525"}],"version-history":[{"count":0,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/posts\/5525\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/media\/5526"}],"wp:attachment":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/media?parent=5525"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/categories?post=5525"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/tags?post=5525"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}