{"id":5318,"date":"2025-01-10T11:30:00","date_gmt":"2025-01-10T11:30:00","guid":{"rendered":"https:\/\/sandpointrealtyidaho.com\/blog\/2025\/01\/10\/how-mortgage-rates-affect-your-monthly-payment\/"},"modified":"2025-01-10T11:30:00","modified_gmt":"2025-01-10T11:30:00","slug":"how-mortgage-rates-affect-your-monthly-payment","status":"publish","type":"post","link":"https:\/\/sandpointrealtyidaho.com\/blog\/2025\/01\/10\/how-mortgage-rates-affect-your-monthly-payment\/","title":{"rendered":"How Mortgage Rates Affect Your Monthly Payment"},"content":{"rendered":"\n

$\"How$ \n

$\"a$ <\/a><\/p>\n

Some Highlights<\/h3>\n
\n
Experts say rates<\/a> will come down<\/a> slightly in the year ahead \u2013 but some volatility is expected. So, you shouldn\u2019t try to time the market.<\/li>\n
Instead, it\u2019s better to focus on how even a small change impacts your future mortgage payment<\/a>. As rates come down, even a little bit, your monthly payment on your next home will too.<\/li>\n
Want to see what this looks like at a different price point? Connect with an agent or lender.<\/li>\n<\/ul>\n<\/div>\n\n<\/body>","protected":false},"excerpt":{"rendered":"
Some Highlights Experts say rates will come down slightly in the year ahead \u2013 but some volatility is expected. So, you shouldn\u2019t try to time the market. Instead, it\u2019s better to focus on how even a small change impacts your future mortgage payment. As rates come down, even a little bit, your monthly payment on […]<\/p>\n","protected":false},"author":1,"featured_media":5319,"comment_status":"registered_only","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[12],"tags":[29,27,20,18,28],"class_list":["post-5318","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-insight","tag-idaho-real-estate","tag-north-idaho-homes","tag-rain-silverhawk","tag-real-estate","tag-sandpoint-idaho"],"aioseo_notices":[],"acf":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2025\/01\/How-Mortgage-Rates-Affect-Your-Monthly-Payment-KCM-Share-original.jpg?fit=750%2C410&ssl=1","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pdz2Zu-1nM","_links":{"self":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/posts\/5318","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/comments?post=5318"}],"version-history":[{"count":0,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/posts\/5318\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/media\/5319"}],"wp:attachment":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/media?parent=5318"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/categories?post=5318"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/tags?post=5318"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}