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With all the headlines and talk about housing affordability<\/a>, it can be tempting to get lost in the financial side<\/a> of buying a home. That\u2019s only natural as you think about the dollars and cents of it all.<\/p>\n

And while you ultimately need to be able to afford a home you buy, don\u2019t lose sight of why homeownership<\/a> was so important to you in the first place. That\u2019s because buying a home<\/a> is so much more than just a financial transaction. As the National Association of Realtors <\/em>(NAR) says<\/a>:<\/p>\n

\u201cThe benefits of purchasing and owning your place of residence are both financial and <\/em>emotional \u2013 pride in homeownership and the feeling of security are huge intangible benefits<\/em><\/strong>.\u201d<\/em><\/p><\/blockquote>\n
Here\u2019s a look at just a few of those more emotional or lifestyle perks, to help anchor you to why homeownership<\/a> is one of your goals.<\/p>\n
A Sense of Satisfaction<\/strong><\/h4>\n
Owning a home is often associated with better mental health and well-being. That\u2019s probably because buying a home is a big milestone. And the sense of satisfaction and pride that comes with achieving that goal just feels good. A recent article from the Mortgage Reports<\/em> says:<\/p>\n
\u201cBy and large, homeownership brings more satisfaction than renting. . . Surveyees scored the overall happiness level of homeowners at 88% compared to 67% for renters.\u201d<\/em><\/p><\/blockquote>\n
More Stability for Your Family<\/strong><\/h4>\nAnother thing that may make homeowners<\/a> feel more satisfied is that they\u2019re finally able to put down roots. Think about it. If you\u2019re used to moving each time your lease<\/a> renews and your rent climbs<\/a>, staying put for a while would be nice not just for you, but for any loved ones that live with you.<\/p>\n
A home can provide more predictability and the chance to make long-term friends. That should reduce everyone\u2019s stress too. As NAR explains<\/a>:<\/p>\n
\u201cFamilies also benefit from homeownership, with studies proving that parents are able to spend less time in a stressed state, therefore spending more time with their children. The ability for parents to feel stable has a huge impact on children\u2019s behavioral issues, educational success, and future economic success.\u201d<\/em><\/p><\/blockquote>\n
A Stronger Feeling of Community<\/strong><\/h4>\nAnd if you\u2019re also looking for a sense of belonging for yourself, homeownership can help with that too. As FinHabits<\/em> says<\/a>:<\/p>\n
\u201cHomeowners tend to be more involved in their local communities, leading to a stronger sense of belonging . . .\u201d<\/em><\/p><\/blockquote>\n
It makes sense. Your home connects you to your neighborhood and, by extension, your broader community. That\u2019s because owning a home gives you a stake in that community\u2019s future. So, becoming more involved and wanting to do what you can to help improve the area while making long-term relationships with neighbors is only natural.<\/p>\n
The Ability To Make the Space Your Own <\/strong><\/h4>\n
And don\u2019t forget, your home is a place that\u2019s all yours. Unless you\u2019ve got specific homeowner\u2019s association requirements, you\u2019re free to customize it however you see fit.<\/p>\n
So, if renting has been cramping your style, it\u2019s time to express yourself and jump on the latest trends (if you want to). Whether that\u2019s small home improvements or full-on renovations, your house can be exactly what you want and need it to be. And as your tastes and lifestyle change, so can your home. Picture coming home each day to a place that feels like you. That\u2019s a feeling like no other.\u00a0<\/p>\n
Bottom Line<\/h3>\n
If you want to enjoy a sense of accomplishment and pride in where you\u2019re living, connect with a real estate agent to go over what you need to do now to make this future happen for you.<\/p>\n<\/div>\n\n<\/body>","protected":false},"excerpt":{"rendered":"
With all the headlines and talk about housing affordability, it can be tempting to get lost in the financial side of buying a home. That\u2019s only natural as you think about the dollars and cents of it all. And while you ultimately need to be able to afford a home you buy, don\u2019t lose sight […]<\/p>\n","protected":false},"author":1,"featured_media":4819,"comment_status":"registered_only","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[12],"tags":[29,27,20,18,28],"class_list":["post-4818","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-insight","tag-idaho-real-estate","tag-north-idaho-homes","tag-rain-silverhawk","tag-real-estate","tag-sandpoint-idaho"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t