{"id":4805,"date":"2024-05-27T10:30:00","date_gmt":"2024-05-27T10:30:00","guid":{"rendered":"https:\/\/sandpointrealtyidaho.com\/blog\/2024\/05\/27\/how-va-loans-can-help-you-buy-a-home\/"},"modified":"2024-05-27T10:30:00","modified_gmt":"2024-05-27T10:30:00","slug":"how-va-loans-can-help-you-buy-a-home","status":"publish","type":"post","link":"https:\/\/sandpointrealtyidaho.com\/blog\/2024\/05\/27\/how-va-loans-can-help-you-buy-a-home\/","title":{"rendered":"How VA Loans Can Help You Buy a Home"},"content":{"rendered":"

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$\"How$ \n

For over 80 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes<\/a>. If you or someone you know has served in the military, it\u2019s important to learn about this program and its benefits.<\/p>\n

Here are some key things to know about VA loans before buying a home<\/a>.<\/p>\n

Top Benefits of VA Home Loans<\/strong><\/h4>\nVA home loans make it easier for veterans to buy a home, and they\u2019re a great perk for those who qualify. According<\/a> to the Department of Veteran Affairs,<\/em> some benefits include:<\/p>\n
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Options for No Down Payment: <\/strong>Qualified borrowers can often purchase a home with no down payment. That\u2019s a huge weight lifted when you\u2019re trying to save for a home. The Associated Press<\/em> says<\/a>:<\/li>\n<\/ul>\n
\u201c. . . about 90% of VA loans are used to purchase a home with no money down.\u201d<\/em><\/p><\/blockquote>\n
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Don\u2019t Require Private Mortgage Insurance (PMI): <\/strong>Many other loans with down payments under 20% require PMI. VA loans do not, which means veterans can save on their monthly housing costs<\/a>.<\/li>\n
Limited Closing Costs: <\/strong>There are limits on the types of closing costs you pay when you qualify for a VA home loan. So, more money stays in your pocket when it\u2019s time to seal the deal. <\/strong> <\/em><\/li>\n<\/ul>\n
An article from Veterans United<\/em> sums up how remarkable this loan can be:<\/p>\n
\u201cFor the vast majority of military borrowers, <\/em>VA loans represent the most powerful lending program on the market<\/em><\/strong>. These flexible, $0-down payment mortgages have helped more than 24 million service members become homeowners since 1944.\u201d<\/em><\/p><\/blockquote>\n
Bottom Line<\/h3>\nOwning a home<\/a> is the American Dream. Veterans give a lot to protect our country, and one way to honor them is by making sure they know about VA home loans.<\/p>\n<\/div>\n\n<\/body>","protected":false},"excerpt":{"rendered":"
For over 80 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes. If you or someone you know has served in the military, it\u2019s important to learn about this program and its benefits. Here are some key things to know about VA loans before buying a home. Top Benefits […]<\/p>\n","protected":false},"author":1,"featured_media":4806,"comment_status":"registered_only","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[12],"tags":[29,27,20,18,28],"class_list":["post-4805","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-insight","tag-idaho-real-estate","tag-north-idaho-homes","tag-rain-silverhawk","tag-real-estate","tag-sandpoint-idaho"],"aioseo_notices":[],"acf":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2024\/05\/20240527-How-VA-Loans-Can-Help-You-Buy-a-Home.png?fit=750%2C410&ssl=1","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pdz2Zu-1fv","_links":{"self":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/posts\/4805","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/comments?post=4805"}],"version-history":[{"count":0,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/posts\/4805\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/media\/4806"}],"wp:attachment":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/media?parent=4805"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/categories?post=4805"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/tags?post=4805"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}