{"id":3666,"date":"2023-02-03T11:00:02","date_gmt":"2023-02-03T11:00:02","guid":{"rendered":"https:\/\/sandpointrealtyidaho.com\/blog\/2023\/02\/03\/you-may-not-need-as-much-as-you-think-for-your-down-payment-infographic\/"},"modified":"2023-02-03T11:00:02","modified_gmt":"2023-02-03T11:00:02","slug":"you-may-not-need-as-much-as-you-think-for-your-down-payment-infographic","status":"publish","type":"post","link":"https:\/\/sandpointrealtyidaho.com\/blog\/2023\/02\/03\/you-may-not-need-as-much-as-you-think-for-your-down-payment-infographic\/","title":{"rendered":"You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC]"},"content":{"rendered":"<body><img data-recalc-dims=\"1\" decoding=\"async\" class=\"wpe_imgrss\" src=\"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2023\/02\/You-May-Not-Need-As-Much-As-You-Think-For-Your-Down-Payment-KCM-Share.png?w=1220&#038;ssl=1\" loading=\"lazy\">\n<div><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2023\/02\/You-May-Not-Need-As-Much-As-You-Think-For-Your-Down-Payment-KCM-Share.png?w=358&#038;ssl=1\" alt=\"You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC] Simplifying The Market\" loading=\"lazy\" style=\"display: block; margin-bottom: 5px; clear: both; max-width: 100%;\">\n<p><a href=\"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2023\/02\/You-May-Not-Need-As-Much-As-You-Think-For-Your-Down-Payment-MEM.png?ssl=1\"><img data-recalc-dims=\"1\" decoding=\"async\" class=\"aligncenter wp-image-48750\" src=\"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2023\/02\/You-May-Not-Need-As-Much-As-You-Think-For-Your-Down-Payment-MEM.png?resize=650%2C1192&#038;ssl=1\" alt=\"You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC] | Simplifying The Market\" width=\"650\" height=\"1192\" loading=\"lazy\"><\/a><\/p>\n\n<p><!--more--><\/p>\n\n<h3>Some Highlights<\/h3>\n\n<ul>\n<li>Many people believe you need to <a href=\"https:\/\/www.simplifyingthemarket.com\/2023\/01\/03\/wondering-how-much-you-need-to-save-for-a-down-payment\/?a=783612-02a11606fc81d6a6e402d49bc5bfe20b\">put down 20%<\/a> of the purchase price when you buy a home. But recent homebuyers actually put down <a href=\"https:\/\/www.nar.realtor\/research-and-statistics\/research-reports\/highlights-from-the-profile-of-home-buyers-and-sellers\">far less<\/a> on their purchase.<\/li>\n<li>And with programs like <a href=\"https:\/\/www.fhaloans.com\/\">FHA loans<\/a>, <a href=\"https:\/\/www.benefits.va.gov\/homeloans\/index.asp\">VA loans<\/a>, and <a href=\"https:\/\/www.rd.usda.gov\/newsroom\/news-release\/usda-rural-home-loans-offer-100-financing-and-no-down-payment\">USDA loans<\/a>, some qualified buyers are able to put down as little as 0-3.5%.<\/li>\n<li>Let\u2019s connect to make sure you have a trusted lender and can find out if you\u2019re <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/12\/26\/financial-fundamentals-for-first-time-homebuyers\/?a=783612-02a11606fc81d6a6e402d49bc5bfe20b\">ready to buy<\/a> a home sooner rather than later.<\/li>\n<\/ul>\n<\/div>\n\n<\/body>","protected":false},"excerpt":{"rendered":"Some Highlights Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase. And with programs like FHA loans, VA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%. Let\u2019s [...]","protected":false},"author":1,"featured_media":3667,"comment_status":"registered_only","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[12],"tags":[29,27,20,18,28],"class_list":["post-3666","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-insight","tag-idaho-real-estate","tag-north-idaho-homes","tag-rain-silverhawk","tag-real-estate","tag-sandpoint-idaho"],"aioseo_notices":[],"acf":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2023\/02\/You-May-Not-Need-As-Much-As-You-Think-For-Your-Down-Payment-KCM-Share.png?fit=750%2C410&ssl=1","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pdz2Zu-X8","_links":{"self":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/posts\/3666","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/comments?post=3666"}],"version-history":[{"count":0,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/posts\/3666\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/media\/3667"}],"wp:attachment":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/media?parent=3666"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/categories?post=3666"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/tags?post=3666"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}