{"id":3315,"date":"2022-09-16T10:00:38","date_gmt":"2022-09-16T10:00:38","guid":{"rendered":"https:\/\/sandpointrealtyidaho.com\/blog\/2022\/09\/a-crucial-first-step-mortgage-pre-approval-infographic\/"},"modified":"2022-09-16T10:00:38","modified_gmt":"2022-09-16T10:00:38","slug":"a-crucial-first-step-mortgage-pre-approval-infographic","status":"publish","type":"post","link":"https:\/\/sandpointrealtyidaho.com\/blog\/2022\/09\/16\/a-crucial-first-step-mortgage-pre-approval-infographic\/","title":{"rendered":"A Crucial First Step: Mortgage Pre-Approval [INFOGRAPHIC]"},"content":{"rendered":"<body><img data-recalc-dims=\"1\" decoding=\"async\" class=\"wpe_imgrss\" src=\"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2022\/09\/20220916-KCM-Share-549x300-1.png?w=1220&#038;ssl=1\" loading=\"lazy\">\n<div>\n<p><img data-recalc-dims=\"1\" decoding=\"async\"  src=\"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2022\/09\/20220916-KCM-Share-549x300-1.png?w=358&#038;ssl=1\" class=\"webfeedsFeaturedVisual wp-post-image\" alt=\"A Crucial First Step: Mortgage Pre-Approval [INFOGRAPHIC] | Simplifying The Market\" loading=\"lazy\" style=\"display: block; margin-bottom: 5px; clear:both;max-width: 100%;\" link_thumbnail=\"\" srcset=\"https:\/\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2022\/09\/20220916-KCM-Share-549x300-1.png 549w, https:\/\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/09\/15085140\/20220916-KCM-Share.png 750w\" sizes=\"auto, (max-width: 549px) 100vw, 549px\"><\/p>\n<p><a href=\"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2022\/09\/20220916-MEM.png?ssl=1\"><img data-recalc-dims=\"1\" decoding=\"async\" loading=\"lazy\" class=\"aligncenter wp-image-47166\" src=\"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2022\/09\/20220916-MEM.png?resize=650%2C968&#038;ssl=1\" alt=\"A Crucial First Step: Mortgage Pre-Approval [INFOGRAPHIC] | Simplifying The Market\" width=\"650\" height=\"968\" srcset=\"https:\/\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2022\/09\/20220916-MEM.png 1301w, https:\/\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/09\/15085055\/20220916-MEM-201x300.png 201w, https:\/\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/09\/15085055\/20220916-MEM-687x1024.png 687w, https:\/\/files.simplifyingthemarket.com\/wp-content\/uploads\/2022\/09\/15085055\/20220916-MEM-1031x1536.png 1031w\" sizes=\"auto, (max-width: 650px) 100vw, 650px\"><\/a><span id=\"more-47165\"><\/span><\/p>\n<h3><strong>Some Highlights<\/strong><\/h3>\n<ul>\n<li>Mortgage <a href=\"https:\/\/www.ftc.gov\/sites\/default\/files\/documents\/one-stops\/real-estate-competition\/realestateglossary.pdf\">pre-approval<\/a> means a lender has reviewed your finances and, based on <a href=\"https:\/\/www.investopedia.com\/financial-edge\/0411\/5-things-you-need-to-be-pre-approved-for-a-mortgage.aspx\">factors<\/a> like your income, debt, and credit history, determined how much you\u2019re <a href=\"https:\/\/www.bankrate.com\/mortgages\/pre-approval\/\">qualified to borrow<\/a>.<\/li>\n<li>Being <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/07\/19\/why-pre-approval-is-a-game-changer-for-homebuyers\/?a=783612-02a11606fc81d6a6e402d49bc5bfe20b\">pre-approved<\/a> for a loan can give you clarity while planning your <a href=\"https:\/\/www.simplifyingthemarket.com\/2022\/04\/05\/what-you-need-to-budget-for-when-buying-a-home\/?a=783612-02a11606fc81d6a6e402d49bc5bfe20b\">homebuying budget<\/a>, confidence in your ability to secure a loan, and helps sellers know your offer is serious.<\/li>\n<li>Connect with a trusted professional to learn more and start your homebuying process today.<\/li>\n<\/ul>\n<\/div>\n\n<\/body>","protected":false},"excerpt":{"rendered":"<p>Some Highlights Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history, determined how much you\u2019re qualified to borrow. Being pre-approved for a loan can give you clarity while planning your homebuying budget, confidence in your ability to secure a loan, and helps sellers know [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3316,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[12],"tags":[29,27,20,18,28],"class_list":["post-3315","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate-insight","tag-idaho-real-estate","tag-north-idaho-homes","tag-rain-silverhawk","tag-real-estate","tag-sandpoint-idaho"],"aioseo_notices":[],"acf":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/sandpointrealtyidaho.com\/blog\/wp-content\/uploads\/2022\/09\/20220916-KCM-Share-549x300-1.png?fit=549%2C300&ssl=1","jetpack-related-posts":[],"jetpack_sharing_enabled":true,"jetpack_likes_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/pdz2Zu-Rt","_links":{"self":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/posts\/3315","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/comments?post=3315"}],"version-history":[{"count":0,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/posts\/3315\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/media\/3316"}],"wp:attachment":[{"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/media?parent=3315"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/categories?post=3315"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sandpointrealtyidaho.com\/blog\/wp-json\/wp\/v2\/tags?post=3315"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}